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Major principles in Islam: Halal earning and financial contracts in Islam – part 9 (final) The Mudaraba Contract (profit-sharing partnership)
Introduction to Mudaraba In this section, we will explore the contract of mudaraba, following the sequence of Imam al-Ghazali, in his renowned work Ihya Ulum al-Din, particularly in the section about al-kasb (earning). Imam al-Ghazali divided six common contracts that people frequently use in business transactions. We have already discussed most of them, and now…
Major Principles in Islam: Halal earning and financial contracts in Islam (part 7) Istisnaʿ contract
Istisnaʿ is a sale contract where a buyer (the mustasniʿ) requests a manufacturer or seller (saniʿ) to produce or construct a specific item according to agreed specifications, for an agreed price and delivery time. In the previous session, we mentioned that the salam contract originally began in an agricultural society. Farmers usually lacked cash…
What is the difference between Islamic mortgages and conventional mortgages
The difference between conventional and Islamic mortgages For Muslims, one of the greatest financial challenges of our time, is purchasing a home without falling into riba (interest), which is strictly prohibited in Islam. Conventional mortgages are based on interest-bearing loans, while Islamic banks and financial institutions offer alternatives that aim to comply with Shariah. Among…
Major Principles in Islam: Halal earning (part 2)
Seeking halal income Earning a ḥalāl living, which is called al-kasb in Arabic, is a very important topic related to everyone’s business transactions, dealings, sales, and so on. It’s essential to understand what is permissible, what is not, the boundaries, the details, and so forth. As I mentioned last time, the first to write on…
Arafah: The Heart of Hajj
The ten days of Dhul Hijjah are the best days of the year The Prophet Muhammad (peace be upon him) stated in a Hadith: “There are no days in which righteous deeds are more beloved to Allah than these ten days.” (Bukhari) These ten days of Dhul Hijjah are very special. Scholars have even…
Major Principles in Islam: Chastity and honour (part 1)
Chastity and honour is a huge and important topic. First, we will look at why we have prohibitions and boundaries in Islam. Why did Allah Almighty talk about chastity and honour in the Quran, and how did the Prophet (peace be upon him) apply these teachings? We will address the balance between desire and soul,…
Signs of the End of Times
The topic of the signs of the Day of Judgment is a very huge topic, and scholars, such as Imam Qurtubi have written books on it. There are indeed many books dedicated to these signs based on verses in the Quran as well as narrations from the Sunnah. Here, I will focus on some of…
The mindset of the munafiq
One of the alternative names of Surat at-Tawbah is al-Fadihah, which means the surah that exposed the hypocrites. This surah talks the most about the attributes of the munafiqeen (hypocrites) more than anywhere else in the Quran, so much so that numerous people have written PhD theses on it. Unfortunately, we can see many munafiqeen…
Ramadan in Spring- a time for renewal and growth
This year Ramadan has fallen in spring. The shoots are peeping out of the ground and the blossoms are unfurling on the trees. In his poem Rising Five, Norman Nicholson said: Around him in the field, the cells of springBubbled and doubled; buds unbuttoned; shootAnd stem shook out the creases from their frills,And every tree…
What is the vaccine for the disease of ignorance?
Signs of the end of time عَنْ أَنَسٍ رضي الله تعالى عنه قَالَ: لأُحَدِّثَنَّكُمْ حَدِيثًا لاَ يُحَدِّثُكُمْ أَحَدٌ بَعْدِي، سَمِعْتُ رَسُولَ اللَّهِ صلى الله عليه وسلم يَقُولُ: “مِنْ أَشْرَاطِ السَّاعَةِ أَنْ يَقِلَّ الْعِلْمُ، وَيَظْهَرَ الْجَهْلُ، وَيَظْهَرَ الزِّنَا، وَتَكْثُرَ النِّسَاءُ،وَيَقِلَّ الرِّجَالُ، حَتَّى يَكُونَ لِخَمْسِينَ امْرَأَةً الْقَيِّمُ الْوَاحِدُ ”.البخاري. Anas (may Allah be pleased with him) said,…
How to respond to a hate march
Racism rears its ugly head It is sadly ironic that the marches protesting the killing of innocent civilians in Gaza, which have been ongoing for the last 10 months were dubbed “hate marches” by a certain British politician. Ironic firstly because they were marches of compassion, highlighting the tragic loss of lives, dreams and futures,…
Eid – The time to renew your covenant with Allah
It is the Sunnah to recite Surat al-A’la and Surat al-Ghashiyah during the Eid salah. These surahs are Makki surahs, and as typical of Makki surahs, they dwell on themes of monotheism, belief in the akhirah, and renewing our covenant with Allah. We praise Him and are reminded to consider the outcome of our actions…
Envy = a lack of trust in Allah – Tarawih Reflections 21
Allah Almighty said: ‘And do not crave what Allah has given some of you over others.’ [4:32] In this ayah of Surat an-Nisa, Allah is addressing the very common disease of hasad, envy. For example, if someone is not happy with the division of inheritance that was laid out earlier in the surah, this stems…
Characteristics of the believers – Tarawih Reflections 1
We are lucky to be witnessing Ramadan and to be able to pray in a mosque where we have a roof above our heads. The people of Gaza have no place to pray; food to eat; water to drink. Inshallah Allah will give them relief soon. We are starting with Surat al-Baqarah. Of course, this…